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Lending Experience

Lending Experience

Take a look at some of our recent lending work highlights to find out more about how we have helped our clients achieve their goals.

  • Acting for a lending business in relation to a multi-million pound loan in connection with a site for new student accommodation in Birmingham, UK;
  • Acting for Brydg, a lender, and its syndicated participants, in relation to a short term loan to a commercial premises in Mayfair, London;
  • Acting for one of the UK’s four largest banks in connection with financing the acquisition of a group of companies running six franchise outlets for £5.7m;
  • Successfully representing a consumer credit lender in the High Court, and setting precedent on the application of e-signatures in consumer credit;
  • Advising a borrower in connection with a loan facility of £21.9m and associated security;
  • Advising a bid team on a major state bank CMBS disposal including residential, commercial and business lending valued at €2bn;
  • Advising an Irish entrepreneur on a CMBS valuation and bid of €180m;
  • Advising a new entrant debt fund on a £5m development loan for student accommodation;
    Advising a specialist lender and Insolvency Practitioner on the use of daylight lending against tax relief;
  • Advising a debt fund on lending against financial instruments, such as life and pensions;
  • Writing lending terms and conditions for a large Indian investment lender entering the UK;
  • Writing lending terms and conditions for a Jersey based specialist lender;
  • Acting for a bank and the provision of its £1m loan facility to finance a transaction for the acquisition of a pharmacy company, with security including debentures, personal guarantees, legal charges and cross company guarantees;
  • Acting for the lender on a £150m loan facility for an ICT project. Drafting and negotiating convertible loan agreement and asset backed security;
  • Advising the borrower in relation to a £100m merger of property development group with a listed PLC, including advising and negotiating convertible loan agreement and security;
  • Advising on the debt restructuring and banking facilities for an international logistics company in the aviation and aerospace industry relating to the purchase of £80m assets from the Royal Australian Navy. Advising and negotiating the facility agreements, security documentation (in the UK and Australia), carrying out due diligence on the assets and all post completion matters;
  • Acting for the borrower in relation to a £5m loan facility for a luxury sports car manufacturer. Negotiating banking facility documentation and collating due diligence response;
  • Acting for the borrower in relation to the restructuring of debt and banking facilities including loans made to complete an MBO;
  • Advising a top four bank on questions of solvency and corporate benefit in connection with security linked with their own financing arrangements for customers;
  • Acting for a private bank in relation to secured lending arrangements (usually secured by chattel mortgages over machinery or other equipment) between pension funds they run and the companies for whom they run them;
  • Advising a client on the renewal of their banking facilities, moving from one to another, involving facility agreements relating to £75K overdraft facility, £700K Growth Capital loan, £200K senior term loan and £350K revolving loan, as well as various items of security including mortgages of UK and foreign trade marks and domain names;
  • Advising a client purchasing a business, dealing with a £1.6 million term loan facility from a bank, which was secured by debentures and guarantees across various group companies, as well as mortgages and charges over various properties; and
  • Acting for various UK and overseas secondary banks on various secured lending arrangements.

Key Contact

Julian Sampson profile picture
Julian Sampson

Partner and Head of Lending

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What our clients say...

"We have just had a delightfully easy experience with TWM Solicitors - particularly Ellie in the Lending Department. The information required was clear and they progressed our case extraordinarily quickly and efficiently. I thoroughly recommend their service and Ellie was very courteous and prompt in her communication. We are very grateful for their efforts."

Trustpilot review - September 2026

“We were on an extremely tight deadline to get a re-mortgage over the line and Alisha worked tirelessly to ensure this happened.

“Can't thank her enough and would highly recommend.”

Lending client, August 2026

“They were really helpful and patient and special thanks to Alisha she was easy to talk to and was always available to make things clear and her colleague Julian that stepped in while Alisha was away, he was reassuring and I felt like they were on my side.

“I would definitely recommend and return on the next one :)”

Lending client, August 2026

"If you are transferring your property into a LTD company, please let me save you the 3 days we spent calling solicitors up and down the UK.

"Julian and his team have developed a fast track protocol and offered us a solution no-one else in the market offered. It was faster and smarter than anything else we were offered."

Lending client - June 2026

"Julian and his team were impeccable. Emails answered rapidly (no 48 hour SLAs), direct phone numbers provided to solicitors (not only trainees), lots of experience within the management team who make themselves accessible when needed."

Lending client - June 2026

Related insights

  • 19 March 2026

Renters’ Rights Act 2025: key reforms and implications for lenders

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  • 15 March 2024

NatWest Launches an Intellectual Property-Based Lending Proposal

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