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Lending Fee Tables

Lending Fee Tables

The lending fee tables provide an overview of what to expect for each of our lender clients. Our clients include banks, private lenders, as well as corporate and private borrowers.

FAQs

Below are some questions that we are frequently asked by clients who require advice on Lending Pricing Information Law.

Sometimes, additional work is required that cannot be known at the outset. For example, if a lease extension is required, if alterations have been made to the property without the necessary consents, if parties do not have the necessary paperwork or funding, if indemnity insurance is required. This will impact on the time spent and overall cost. If this is the case, we will let you know as soon as we become aware of it.

We will add VAT to our fees at the rate in force at the date of our invoices (at the current rate of 20%).

Please click here to view details of our Lending Pricing Information.

How long it will take to complete your transaction will depend on a number of factors. The average process takes between 4-8 weeks for a remortgage, and 16-20 weeks for a purchase (this department does not handle sales). It can be quicker or slower depending on the requirements of the seller, chain, lender and the complexity of the matter.

In the interests of price transparency, we will give you a fixed estimate of costs for conveyancing the outset of the transaction. The fee tables for each of our lender clients are available here.

Where your lender is not shown, then our standard Residential Conveyancing fee scales apply. These can be found here.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees in respect of title information or in respect of obtaining other information needed to provide to the new lender, searches and bank transfer fees. We handle the payment of the disbursements on your behalf to ensure a smoother process but may require money to be paid to us in advance from you in order to do so.

Land Registry

The Land Registry application fees vary according to the value of the property. The Land Registry website provides registration fees information at www.gov.uk/topic/land-registration/data. We will advise you what your registration fee is based on your purchase price.

Stamp Duty

The amount payable to HMRC will vary according to the purchase price of your property, who is buying the property and whether you own property already. We will advise you what your tax due is based on your purchase price and other circumstances. There is also a SDLT calculator available on the HMRC website: www.tax.service.gov.uk/calculate-stamp-duty-land-tax 

Please click here to view details of our Lending Fee Tables.

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Here's how to get in touch if you have any questions at all or would like to speak to us about your enquiry. Please complete the form below and one of our experts will get in touch to discuss how we can help.

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What our clients say...

"We have just had a delightfully easy experience with TWM Solicitors - particularly Ellie in the Lending Department. The information required was clear and they progressed our case extraordinarily quickly and efficiently. I thoroughly recommend their service and Ellie was very courteous and prompt in her communication. We are very grateful for their efforts."

Trustpilot review - September 2026

“We were on an extremely tight deadline to get a re-mortgage over the line and Alisha worked tirelessly to ensure this happened.

“Can't thank her enough and would highly recommend.”

Lending client, August 2026

“They were really helpful and patient and special thanks to Alisha she was easy to talk to and was always available to make things clear and her colleague Julian that stepped in while Alisha was away, he was reassuring and I felt like they were on my side.

“I would definitely recommend and return on the next one :)”

Lending client, August 2026

"If you are transferring your property into a LTD company, please let me save you the 3 days we spent calling solicitors up and down the UK.

"Julian and his team have developed a fast track protocol and offered us a solution no-one else in the market offered. It was faster and smarter than anything else we were offered."

Lending client - June 2026

"Julian and his team were impeccable. Emails answered rapidly (no 48 hour SLAs), direct phone numbers provided to solicitors (not only trainees), lots of experience within the management team who make themselves accessible when needed."

Lending client - June 2026

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