TWM has specialist experience in lending, finance and private equity real estate (PERE).
We provide advisory and transactional services to lenders and borrowers: private and corporate, regulated and unregulated, onshore and offshore, structured debt or private equity, real estate or alternative asset. We also lead conversations on new and emerging markets impacting our finance clients: FinTech, PropTech, blockchain and Robo-advice.
Our lender-oriented support extends not only to advisory and preparation of lending documentation, origination and conclusion of transactional business, but also to enforcement and recovery. Our Dispute Resolution team work closely with us to provide support to lenders, servicers and asset managers bringing in our key technical know-how to avoid regulatory, procedural or legislative pitfalls in working out loans. We welcome working with Residential Mortgage-Backed Securities (RMBS) and Commercial Mortgage-Backed Securities (CMBS) funds, including non-performing loans, on the acquisition and work-out of portfolios globally, and count some of the most significant acquirers among our clients and connections.
We regularly work with clients on structuring funds ready for investment and then creating and recommending channels for distribution (in retail) or marketing (private placement). We will work alongside other professional advisors to draft the principal fund documentation. This includes investment management agreements, advisory and operator agreements, asset management agreements and capital introduction agreements. We have extensive networks of family office wealth, third party marketeers and advisers and our work with market makers gives us the opportunity to understand secondary markets, derivatives and counter party swaps and risk. We take all parties’ needs on to deliver a fuller solution for the client and fund.
Our borrower clients include individual borrowers, start-ups and multi-national businesses, whom we assist with re-financing, raising capital and advising on structuring or shareholder relationships. Raising funding for a business is one of the biggest hurdles entrepreneurs and small businesses face and while their idea, product or service may be incredible, their internal procedures and management processes often undermine their borrowing prospects as they appear unattractive to a funder.
In summary, we provide legal and business services to help clients be equity/debt ready.
Principle areas of focus include:
Partner and Head of Lending
Our lending work includes mortgage debt, consumer credit, bridging, development and asset lending; our clients including prominent banking institutions, onshore/offshore funds and family offices, alternative lenders (including market leading peer-to-peer and crowdfunding platforms) and private lenders.
We believe in a whole-of-life advice cycle which matches our deep experience in all areas of our clients’ business.
We actively seek out new and re-emerging entrants to the UK market: working with other stakeholders to assist in both full or product launches.
With 20 years in the specialist sector, we are perfectly placed to give feedback on market reception and distribution.
We are members of The Law Society accredited Conveyancing Quality Scheme (CQS).
Please click here to view details of our Lending Pricing Information.
Please click here to view details of our Lending Fee Tables.
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Speaking on the Mortgage Solutions podcast, Julian Sampson, Partner and Head of Lending, shares his thoughts on licensing schemes for HMOs.
Speaking on a podcast with Mortgage Solutions, Julian Sampson discusses the importance of borrowers using a specialist conveyancer at the beginning of a mortgage application.
In Mortgage Solutions, Julian Sampson, Head of Lending offers insight into the many legal layers of the Bank of Mum and Dad.
In Financial Promoter, Julian Sampson, Head of Lending shares his views on Consumer Duty.
In Mortgage Finance Gazette, our lending expert Lucy Farrow-Smith looks at the new Deposit Unlock scheme and the potential concerns and points for lenders to consider.
Julian Sampson, Head of Lending at TWM shares his thoughts on the Renters Reform Bill and its impact in The Intermediary.
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